About Tami Aloisa

For example, did you know that most retirees face a major income gap between their working salary and their retirement income? That means that you might have less money in retirement than you had during your career, and while that might sound normal, as you won’t be commuting to work or spending money on lunches, remember that you’ll have somewhere between 40 and 60 extra hours of free time to spend your time and money.

That’s where Tami and LTP come in, helping you supplement that gap with income streams that provide the potential of protection and growth. She also specializes in helping women, divorcees and federal workers; three groups that she sees are traditionally left behind in the financial planning process. “These groups have distinct needs, and all of their decisions are life-altering. My goal is to ensure they have all the information they need to make those decisions, especially when it comes to generating income, building wealth and protecting themselves with insurance vehicles,” Tami says.

After graduating from the State University of New York at Oswego with a bachelor’s degree in marketing, Tami went on to work for both major wirehouses and smaller firms. She’s now the proud owner of LTP and has collected five designations: Certified Divorce Financial Analyst®, Certified Financial Planner®, Certified Investment Management Analyst®, Chartered Retirement Planning Counselor® and Accredited Financial Counselor®.

Tami says, “I didn’t really choose this profession; it chose me.  In my first job out of college, I was an intern with a financial firm and saw the impact we could have on clients as well as how much the clients valued having a trustworthy source of advice who cared about them and had their best interests at heart. That’s when I knew that I didn’t want to be an intern. I wanted to be an advisor. Now we’re here three decades later, and I still enjoy working with our clients to get them to the retirement they want.”

That passion for helping clients and being a resource for their needs is what LTP was built on. “I love seeing my clients reach their goals, retire and live independently on the funds they’ve built for themselves, send their kids off to college, and help their children pay for weddings and homes,” Tami says. “As a boutique agency and a holistic planning firm that focuses on the needs of the clients, that’s our goal: to bring their objectives to life and give them the tools to protect what’s most important to them.”

In her free time, Tami enjoys reading Stephen King’s classics, traveling, exercising, finding new restaurants, drinking fine wine, gardening, visiting the beach, and walking along the pier and boardwalk. But most of all, she just loves to be around her family. She has been married to her husband, Chuck, for nearly 30 years. Together, the two have two children and two dogs. “My goal is to achieve financial independence for my family, and I know how important it is to me to protect them,” Tami says. “That’s why my goal is to give each of my clients the tools to build their own vision of the perfect lifestyle.”